FinCalcs

Free Finance & Business Calculators

Investment, profit, real-estate and startup math — computed on your device, no sign-up

Runs locally in your browser — your numbers never leave this page

Growth & Return

CAGR Calculator

Measure the smoothed annual growth rate of an investment.

Compound Interest Calculator

See how a lump sum grows with compounding interest.

Future Value Calculator

Find what a sum today becomes after earning a steady rate.

Present Value Calculator

Find today’s worth of a future amount.

Rule of 72 Calculator

Quickly estimate how long money takes to double.

Doubling Time Calculator

Estimate the time for an investment to double.

ROI Calculator

See the percentage return on a cost.

NPV Calculator

Value a series of cash flows in today’s dollars.

IRR Calculator

Find the break-even discount rate of a project.

Payback Period Calculator

See how many years to recover an investment.

Annuity Calculator

Work out the fixed payment from a present sum.

WACC Calculator

Blend a company’s debt and equity costs.

Investment Fee Calculator

See how fees quietly eat returns.

Expense Ratio Impact Calculator

The long-run cost of a fund’s expense ratio.

Crypto CAGR Calculator

Annualized growth for a crypto holding.

Stock CAGR Calculator

The smoothed annual return of a stock.

Roth IRA CAGR Calculator

Growth of tax-free retirement savings.

Profit & Margin

Profit Margin Calculator

See what share of revenue is profit.

Margin Calculator

Calculate the profit margin from revenue and cost.

Markup Calculator

Find the markup over cost.

Markup vs Margin Calculator

Convert between markup and margin.

Contribution Margin Calculator

See how much each sale covers fixed costs.

Gross Margin Calculator

Measure profitability before overhead.

Net Profit Margin Calculator

The bottom-line percentage after all costs.

Break Even Calculator

Find the sales needed to stop losing money.

Breakeven Point Calculator

Locate the point where profit begins.

Break Even Units Calculator

Get the exact unit count to break even.

Small Business Break Even Calculator

Break-even with payroll in the picture.

Real Estate & Credit

Cap Rate Calculator

Compare income property at a glance.

Cash on Cash Return Calculator

Return on the cash you actually put in.

DSCR Calculator

Can the property cover its debt?

LTV Calculator

The loan-to-value ratio lenders watch.

Debt to Income Calculator

Your debt burden as a percentage.

Startups & SaaS

Burn Rate Calculator

How fast a company spends cash.

Runway Calculator

Months until the money runs out.

Customer Acquisition Cost Calculator

The cost to win one customer.

LTV CAC Calculator

Is the unit economy healthy?

Unit Economics Calculator

Profit per customer after acquisition.

Churn Rate Calculator

The leak in your customer base.

MRR Calculator

Monthly recurring revenue at a glance.

ARR Calculator

Annualize your recurring revenue.