Expense Ratio Impact Calculator
The long-run cost of a fund’s expense ratio.
Runs locally in your browser — your numbers never leave this pageTry: Initial principal=50000, Gross annual return=7, Expense ratio=0.75, Years=30 → $50,000, 7.00%, 0.75%, 30, $380,613, $308,204, $72,409
How to use
Mutual funds and ETFs charge an expense ratio annually. Over a long horizon even 0.75% shaves a meaningful chunk off your balance.
Formula
Loss = P·(1+r)n − P·(1+r−f)n
FAQ
Index funds vs active?
Index funds often charge 0.05–0.20%; active funds can exceed 1%, a large gap over time.
Is a higher return worth a higher fee?
Usually not — most active funds fail to beat their index after fees.
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