FinCalcs

NPV Calculator

Value a series of cash flows in today’s dollars.

Runs locally in your browser — your numbers never leave this page
%

Try: Discount rate=8, Cash flows=-10000,3000,4000,5000,6000 → 8.00%, 5 periods, $4,586

How to use

Net present value discounts each future cash flow to today and subtracts the initial outlay. Positive NPV means the project earns above the discount rate.

Formula

NPV = Σ CFt / (1 + r)t − initial

List flows in order, starting with the negative investment.

FAQ

What discount rate should I use?

Your required return or cost of capital — higher rate means stricter screening.

Why is the first flow negative?

It represents the upfront investment you pay out today.

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